Tuesday, January 27, 2009

World's Gloomiest Countries

No. 1 - JAPAN > Grade: minus-85
No. 2 - SPAIN > Grade: minus-65
No. 3 - THAILAND > Grade: minus-63
No. 4 - FRANCE > Grade: minus-60
No. 5 - BELGIUM > Grade: minus-58
No. 6 - ARGENTINA > Grade: minus-57
No. 7 - TAIWAN > Grade: minus-50
No. 8 - IRELAND > Grade: minus-50
No. 9 - HONG KONG > Grade: minus-49
No. 10 - BRITAIN > Grade: minus-47
No. 11 - ITALY > Grade: minus-45
No. 12 - SWEDEN > Grade: minus-40
No. 13 - FINLAND > Grade: minus-40
No. 14 - NETHERLANDS > Grade: minus-37
No. 15 - U.S. > Grade: minus-34
No. 16 - Greece > Grade: minus-34
No. 17 - DENMARK > Grade: minus-34
No. 18 - TURKEY > Grade: minus-24
No. 19 - CHILE > Grade: minus-24
No. 20 - NEW ZEALAND > Grade: minus-15

http://images.businessweek.com/ss/09/01/0126_business_expectations/index.htm

Wednesday, December 10, 2008

15 Hottest Products of 2008

1. The Acai Berry - Americans have always loved their miracle cures. Little wonder the Acai berry (pronounced Ah-Sigh-EE), from Brazil's tropical rainforests, has become the "it" food of 2008. (Sorry, pomegranates!) If the snake-oil salesmen are to be believed, that $7 Acai drink you're about to quaff will restore your youth AND do your laundry.

2. Twitter - Twitter allows users to write and send, via SMS or online, short (140 characters max) messages to a network of fellow Twitters, usually off-the-cuff updates describing what they are doing at the moment. Facebook offered $500 million in October for the service, but Twitter's CEO and co-founder Evan Williams turned him down.

3. Music Video Games - In 2008, gamers everywhere cranked the volume up to 11, rocking out to Guitar Hero World Tour and Rock Band 2. When this blogger's dad sat down at the drums and played through Gimme Shelter for the first time, he knew that music games had arrived.

4. Bud Light Lime - Earlier this year, Budweiser introduced Bud Light Lime, a citrus-flavored concoction, to compete with Miller Chill, a lime-flavored beer introduced by Bud's major competitor in 2007. Accompanying the release of this new beverage, Bud launched a $35 million ad campaign, a strategy that paid off with a 2% rise in sales in the first three quarters of 2008.

http://www.aolcdn.com/channels/0d/03/493d68a4-003b5-03c49-400cb8e1
5. BlackBerry Smart Phones - Swimming in the wake of the Apple iPhone is BlackBerry, with its army of addicted executives eager for the sexy features of touchscreen technology but unwilling to give up the workhorse dependability of RIM's network. This year it unveiled two new phones, the Bold and the Storm, to slake that thirst.

6. Speedo LZR Razor Swimsuit - Speedo spent three years and untold millions researching and designing a super swimsuit. It tested 100 different fabrics and suit designs, and conducted body scans of probably every top-level swimmer in the world (more than 400, the company claims) to come up with the Speedo LZR, the ultimate suit for hydro-propulsion.

http://www.aolcdn.com/channels/0d/03/493d68a8-000a5-03c49-400cb8e1
7. Smart Cars - The smart fortwo started selling in Europe in 1998, but a recent redesign has made it a hot commodity in America in 2008: 20,000 smart cars have been sold in America this year so far; worldwide, around 140,000. Americans eager for the mileage and attention that comes with the smart will have to be patient, however; waiting lists are long.

8. Amazon Kindle - Amazon's Kindle is the first electronic reader to give print media a run for its money. The Kindle's cutting-edge electronic paper technology provides crisp, clean print in any light conditions. The device is thin and light enough to carry anywhere, and can store hundreds of books at your fingertips. Another reason it's so hot? Oprah loves it and gave it a ringing endorsement, calling it her "new favorite thing."

9. Vibrating Mascara - Both Estee Lauder's TurboLash and Lancome's Oscillation debuted in 2008, with celebrity trendsetters test-driving the products and touting their benefits. At one point, Lancome's waiting list numbered 21,000 and NPD says it was the number one mascara in dollar sales in department stores and Sephora combined.

10. Wii Fit - Playing video games used to be a fun excuse for sitting on the couch, relaxing and doing much of nothing. Then came along the Nintendo Wii, and its healthy counterpart, the Wii Fit, and video games were sedentary no more.

11. 3-Ply Toilet Paper - In September, 2008, Georgia-Pacific took toilet paper further than it has ever gone before. With the introduction of Quilted Northern Ultra Plush, the world's first premium three-ply toilet paper, it not only broke tissue boundaries, but may have changed the "face" of America's bathrooms forever.

http://www.aolcdn.com/channels/0d/03/493d73cb-000be-03c49-400cb8e1
12. Flip Mino - The Flip Mino, pronounced Minnow, weighing only 3 oz., is smaller than an iPhone and only slightly taller than a deck of playing cards, yet can capture an hour's worth of VGA quality video on the 2GB of internal memory.

13. Aloft & Element Hotels - Aloft, named because the rooms are like "a loft," have nine-foot ceilings, oversized windows and the wonderful beds for which Starwood is known. Aloft rooms also have high-tech office and entertainment areas with free wireless Internet access, one-stop "connectivity solution" for multiple electronic gadgets -- all linked to a 42-inch flat-panel, HDTV-ready TV.

http://www.aolcdn.com/channels/0d/03/493d73cd-001d7-03c49-400cb8e1
14. iPod Touch - In the beginning, there was the Apple iPhone, and users named it good. So good, in fact, that Apple quickly transformed its iPod into the same form, the iPod Touch, and it too has been deemed good. Very good, if sales are any indication.

http://www.walletpop.com/specials/hottest-products

Thursday, October 23, 2008

25 E-Commerce Tech Terms You Should Know

1. Access Control - The process of determining whether an individual has access to a specific function or piece of information. Authentication and Access Control are related processes with Access Control usually following Authentication.

2. Affiliate Program - Where a company provides a tangible benefit (typically a fee or portion of sales) to the affiliate site for directing traffic toward the site or for providing additional promotion to secure a sale. Affiliate programs have been used for everything from book sales to political campaigns to blogging, and represents an active form of advertisement.

3. Authentication - The process of determining whether the individual signing in under a specific user name actually has an account with permissions to perform specific actions. Authentication can be as simple as providing a user name and password, but especially in high dollar e-commerce settings authentication is usually done in conjunction with access across secure channels and sometimes alternative authentication mechanisms (from thumb prints to retinal scans).

BPEL4. Business Process Execution Language (BPEL) - A language for specifying business behaviors using Web services, it is a standard produced as part of the OASIS XML standards. BPEL is itself two specifications, an abstract version for describing business processes from a modeling standpoint, and an executable version that can actually perform business processes in conjunction with a BPEL processor. Like most business language specifications, BPEL is written using XML (eXtensible markup language) and is considered an orchestration language rather than a choreography language.

5. Choreography - The establishment of business rules and logic in a distributed environment where there is no central controller--typically the case when the e-commerce systems are across different companies or vendors. Compare with orchestration. Choreography is usually accomplished by building a messaging-oriented architecture.

6. Discovery - The process by which a machine determines the capabilities that a Web services provider offers. This process usually involves determining both the business objects that are exposed (typically via a Universal Description, Discovery and Integration, or UDDI, document) as well as the specific services that these objects exposed (usually using a WSDL document). Once a Web services client has this information, they can more readily build applications that use these services.

ebXML7. ebXML - Electronic business extensible markup language is a family of specifications intended to replace the EDI binary standards developed by the United Nations in the 1970s. It encompasses several standards for performing everything from messaging and discovery to handling orchestration, business object modeling and authentication.

8. Electronic Data Interchange (EDI) - The process of sending messages across a network in order to perform financial transactions. EDI systems evolved in the 1970s in order to handle e-commerce--like messages between a large corporation (such as an automobile manufacturer) and its suppliers. While the EDI standards established by the U.N. (via the UN/EDIFAC organization) involved binary formatted data, most EDI in the 2000s use XML messages and SOAP-based Web services to accomplish the same thing.

9. Federated Identity - The process of creating a way that different service providers (say a hotel and an airline) can provide a common way to share basic identity information and perform authentication across each provider's systems. A federation is a collection of distributed entities, so the federated identity is the total of all pieces of information for a given individual. Federated Identity lies at the heart of single sign-on systems, and is also used (with some difference) as the foundation for the OpenID standard.

10. Federation - Systems built on Web Services are distributed by nature; this term describes multiple independent Web services, which cooperate as a single system to external systems.

11. HTTPS/SSL - Secure HTTP (HTTPS) combines the venerable HTTP standard for Web communication with a security system built using the SSL (Secure Sockets Layer). A Web site or Web service that uses HTTPS provides a "certificate"--an electronic document--that is issued by a trust authority indicating that the site is indeed who they claim to be and that they are not involved in fraudulent activity. Once the browser receives such a certificate, then it uses the information in the certificate to encrypt the contents being sent back to the server. This provides a reasonable degree of security for handling sensitive electronic information, such as credit card numbers.

12. Long Tail - his idea states that the Internet makes it possible to capitalize upon smaller micro-markets that nonetheless in the aggregate make up a considerably larger market. Chris Anderson first proposed this in Wired magazine in 2004, though a study by Anita Elberse of Harvard Business School argues that marketing and business trends do not in fact support the long tail hypothesis.

13. Merchant Account - A line of credit extended by a bank, which accepts payment on behalf of a merchant, required to process and accept credit cards online.

14. Messaging - A messaging oriented architecture sends message packets (electronic documents) from a Web service to a queue, which then processes each message in periodic batches. Messaging architectures work better in distributed systems such as the Internet, because they don't force the participants to remain in contact with one another once the message has been sent (in computer parlance, this communication is asymmetric).

15. Orchestration - In an orchestrated architecture, a single controller (like the conductor in an orchestra) is responsible for the coordination of information flow between vendors in a network. Orchestrated systems have the advantage of being simpler to develop, but at the cost of potentially making the controller into a bottleneck. Compare with Choreography.

16. PCI/DSS - A set of standards that provide for secure communication for financial transactions over the Internet. The PCI Data Security Standard was a concerted effort in 2006 by a consortium made up of members including Visa, MasterCard, American Express and Discover in order to minimize Internet-based credit card abuse, though the DSS standard is finding its way into other secure financial transactions as well.

Phishing17. Phishing - A form of fraud where malicious users fake information--usually e-mail--from a legitimate entity in hopes of tricking users into logging in to a lookalike site under someone else's control. From there, the attackers steal login credentials.

18. Search Engine Optimization (SEO) - The process of configuring Web content in order to gain the highest potential rankings for a given search engine. While early SEO systems involved simple keyword matches, SEO has evolved considerably to the level of performing semantic searches on content, optimizing the specific layout of a page to make its terms more indexable and using complex mathematical algorithms to better match anticipated search engine behaviors.

19. Single Sign-On - An approach to authentication in which a person maintains some kind of "wallet" (either locally on their machine or Web-based), which stores user names and passwords for various sites. When the user revisits that site, the sign-on provided by the system "unlocks" the user name and password for that site, rather than the user having to remember both of these keys for different sites.

20. Simple Object Access Protocol (SOAP) - An XML-based language for describing a particular kind of document called an envelope that can in turn be used to hold other documents, computer services calls, or error messages. SOAP-based systems prevalent in financial and eCommerce services, either in a messaging mode or as a vehicle for performing remote procedure calls (XML-RPCs).

21. Universal Business Language (UBL) - A standard produced by OASIS-XML that defines a large set of common business terms and their relationships, making it easier to model these in a way that will have the least degree of discrepancy between different organizations' data model.

22. Web Services Description Language (WSDL) - An XML-based document that specifies the services that are available on a given Web services provider, including how these services are invoked and what the applications expect as parameters. WSDL is used most commonly with SOAP-based systems, especially when SOAP is used as an XML-RPC.

23. XML Business Reporting Language (XBRL) - An XML-based specification designed to simplify corporate accounting and financial reporting. The U.S. Securities and Exchange Commission and the governments of England, Germany, the Netherlands, Japan, Australia and New Zealand all either accept (in some cases even require) or are developing pilot programs to explore XBRL as part of their regulatory mechanisms.

24. XML-RPC - A remote procedure call is a request from one computer in a network to another computer to perform a certain action and (generally) return a response once that operation is completed. XML-RPCs use XML messages in order to contain the instructions to perform these actions and get responses, with SOAP/WSDL- based XML-RPCs being the most common XML-RPC types. Note that Web architects are moving away from RPCs toward messaging systems because RPCs tend to make for fragile applications that have too many interdependencies.

25. XML - A language for marking up document and data structures in a human readable and easily computer understood format. It is used heavily in e-commerce, describing everything from orchestration systems to SOAP messages to business objects to the Web pages that provide a human interface for these documents.

http://www.forbes.com/2008/10/22/tech-starter-kit-ent-tech-cx_db_1022ecommerceglossary.html

Friday, October 10, 2008

The World's Billionaires

Rank Name Citizenship Age Net Worth ($bil) Residence
1 Warren BuffettUnited States7762.0United States
2 Carlos Slim Helu & familyMexico6860.0Mexico
3 William Gates IIIUnited States5258.0United States
4 Lakshmi MittalIndia5745.0United Kingdom
5 Mukesh AmbaniIndia5043.0India
6 Anil AmbaniIndia4842.0India
7 Ingvar Kamprad & familySweden8131.0Switzerland
8 KP SinghIndia7630.0India
9 Oleg DeripaskaRussia4028.0Russia
10 Karl AlbrechtGermany8827.0Germany
11 Li Ka-shingHong Kong7926.5Hong Kong
12 Sheldon AdelsonUnited States7426.0United States
13 Bernard ArnaultFrance5925.5France
14 Lawrence EllisonUnited States6325.0United States
15 Roman AbramovichRussia4123.5Russia
16 Theo AlbrechtGermany8523.0Germany
17 Liliane BettencourtFrance8522.9France
18 Alexei MordashovRussia4221.2Russia
19 Prince Alwaleed Bin Talal AlsaudSaudi Arabia5121.0Saudi Arabia
20 Mikhail FridmanRussia4320.8Russia
21 Vladimir LisinRussia5120.3Russia
22 Amancio OrtegaSpain7220.2Spain
23 Raymond, Thomas & Walter KwokHong KongNA19.9Hong Kong
24 Mikhail ProkhorovRussia4219.5Russia
25 Vladimir PotaninRussia4719.3Russia


http://www.forbes.com/lists/2008/10/billionaires08_The-Worlds-Billionaires_Rank.html

Friday, August 1, 2008

The Best States For Business

1. Virginia
2. Utah
3. Washington
4. North Carolina
5. Georgia
6. Colorado
7. Idaho
8. Florida
9. Texas
10. Nebraska

http://www.forbes.com/2008/07/30/virginia-georgia-utah-biz-cz_kb_0731beststates.html

Sunday, July 27, 2008

Best Countries for Business

RNameGDP Growth (%)GDP / Capita ($)Trade Balance ($bil)Pop (mil)Un Emp (%)
1Denmark1.737,4004.75.53.5
2Ireland5.345,600-12.64.25.0
3Finland4.435,50011.25.26.9
4United States2.246,000-747.1303.84.6
5United Kingdom2.935,300-111.060.95.4
6Sweden3.436,90030.29.04.5
7Canada2.738,20028.533.25.9
8Singapore7.548,90041.44.61.7
9Hong Kong5.842,00019.97.04.2
10Estonia7.321,800-3.11.35.2
10Switzerland2.639,80067.97.63.1
12New Zealand3.027,300-10.04.23.5
13Australia4.037,500-51.020.64.4
14Netherlands3.538,60059.316.64.1
15Norway4.955,60055.84.62.4
16Israel5.128,8005.97.17.6
17Iceland1.839,400-3.40.31.0
18Belgium2.736,50011.010.47.6
19Chile5.214,4008.216.57.0
20Portugal1.921,800-18.510.78.0
21Germany2.634,400185.182.48.4
22Luxembourg5.080,80011.30.54.4
23Austria3.339,00012.68.24.3
24Japan1.933,800195.9127.34.0
25France1.833,800-35.964.18.0

http://www.forbes.com/lists/2008/6/biz_bizcountries08_Best-Countries-for-Business_Rank.html

Thursday, July 17, 2008

Best of the Best Places to Live 2008

Plymouth - Minnesota1: Plymouth, Minnesota
Population: 70,100
Median home price: $288,950
Average property tax (2006): $4,526
Pros: Reasonable home prices; good schools; quick drive the nation's biggest mall
Cons: Very cold winters

2. Fort Collins, Colorado
Population: 129,400
Median home price: $207,739
Average property tax (2006): $1,675
Pros: Bike lanes; Old Town historic district; brand-new cancer center
Cons: Overcrowded schools

3. Naperville, Illinois
Population: 142,900
Median home price: $369,000
Average property tax (2006): $6,402
Pros: Close to Chicago; public library ranked the best in the nation among small cities; walkable downtown area
Cons: High property taxes

4. Irvine, California
Population: 193,900
Median home price: $650,000
Average property tax (2006): $5,053
Pros: School district has won national recognition; more than 16,000 acres of green space
Cons: Very pricey homes

5. Franklin Township, New Jersey
Population: 59,100
Median home price: $319,000
Average property tax (2006): $7,648
Pros: Plenty of jobs in the area; Princeton and Rutgers Universities nearby
Cons: High property taxes


6. Norman, Oklahoma
Population: 102,800
Median home price: $133,500
Average property tax (2006): $1,095
Pros: University of Oklahoma; affordable housing
Cons: Gotta love that football -- schools close for games against rival University of Texas

7. Round Rock, Texas
Population: 92,300
Median home price: $193,931
Average property tax (2006): $3,854
Pros: Affordable housing; excellent schools; minor league baseball team
Cons: Can you take the heat?

8. Columbia/Ellicott City, Maryland
Population: 97,500
Median home price: $355,000
Average property taxes (2006): $3,208
Pros: Historic Main Street lined with antique shops and teahouses; 950-acre nature preserve; three lakes
Cons: Traffic can be a headache

9. Overland Park, Kansas
Population: 166,700
Median home price: $233,887
Average property taxes (2006): $3,345
Pros: Lots of green space; schools among best in nation
Cons: Flat terrain and grid layout don't provide much visual drama

10. Fishers, Indiana
Population: 61,800
Median home price: $200,830
Average property taxes (2006): $2,218
Pros: Strong economy; low home prices; good schools
Cons: A walkable downtown is still in the planning stages

http://www.walletpop.com/mortgages/best-places-to-live
http://www.walletpop.com/specials/best-of-the-best